1. Understanding Judgment Liens
Judgment liens come from lawsuits — unpaid debts, credit cards, or business disputes. Once recorded, they attach to your property title and must be cleared before selling.
2. How to Discover Existing Liens
Check your title report or county records (Washtenaw County Register of Deeds). Many homeowners are unaware of liens until a title search uncovers them.
3. Traditional Sale Challenges
Listing a home with a lien can scare off buyers. Mortgage lenders often refuse financing until the debt is resolved, leading to cancellations and delays.
4. Selling “As-Is” with I Buy Michigan
Cash buyers like I Buy Michigan specialize in these cases. They handle the lien payoff at closing and purchase the home as-is, regardless of legal complications. This gives homeowners freedom to move without court delays.
5. Real-Life Example:
A homeowner in Ypsilanti faced a $12,000 judgment lien. I Buy Michigan negotiated with the creditor and closed in under two weeks — saving the seller from foreclosure and financial ruin.
6. Takeaway
Yes, you can sell a Michigan home with a lien — but only if you partner with the right buyer who understands the process.
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