1. Understanding Property Liens and Tax Debt in Michigan
When homeowners fall behind on property taxes or face judgments from creditors, liens can be attached to their homes. In Michigan, these liens must be satisfied before a property can transfer ownership. Common liens include property tax liens, mortgage liens, and mechanic’s liens.
Ann Arbor and surrounding Washtenaw County areas have seen an increase in lien-related home sales due to rising property costs and unexpected financial strain.
2. Can You Sell a Home with a Lien or Unpaid Taxes?
Yes — but it’s more complex. Traditional buyers usually require a clear title, meaning liens must be resolved before closing. However, cash home buyers in Michigan, like I Buy Michigan, can purchase properties “as-is”, handling liens and back taxes at closing. This option saves sellers from lengthy negotiations or potential foreclosure.
3. Selling Through Traditional vs. Cash Home Buyers
Traditional sales through agents can take months, especially when tax debts complicate title transfers. Cash buyers streamline the process — offering quick closings, covering title issues, and eliminating repair costs.
For homeowners in areas like Ypsilanti, Dexter, and Saline, this is often the fastest way to avoid foreclosure or county tax forfeiture.
4. How “I Buy Michigan” Handles Liens and Back Taxes
At I Buy Michigan, the team works directly with title companies and the county treasurer’s office to resolve liens during closing. Sellers receive a transparent offer and never have to pay out of pocket to clear debts. This approach helps residents move forward financially without the burden of unpaid taxes.
5. Steps to Take Before Selling
- Gather recent tax statements and lien notices.
- Get a property title report.
- Request a no-obligation offer from I Buy Michigan.
- Review your payoff amount before closing.
6. Don’t Let Liens Stop You from Selling
Unpaid taxes or liens don’t have to hold you back. Whether you’re in Ann Arbor, Ypsilanti, or surrounding areas, working with a professional cash buyer like I Buy Michigan can simplify your sale and restore your peace of mind.
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